OPTION 1:
FINANCING AVAILABLE FOR “COMMERCIAL” CUSTOMERS! Earth Tools has partnered with a small, U.S-based financing company that offers financing options for any Commercial or Business customer…including Farmers (provided that you claim business income from farming). Contact an Earth Tools salesperson to get details and / or a credit application. This financing applies to EVERYTHING we sell (excluding freight/shipping charges, sales tax, and labor); minimum merchandise value $1000. This financing option works for “remote” customers…you do NOT need to be physically present in our store to get approved or make a purchase. Also, there are NO extra “fees” associated with this financing option!
OPTION 2:
If you have visited the BCS America website, you may have seen that they advertise financing options through Sheffield Financial. They also mention that this program is designed only for customers physically present at a BCS dealer’s store…meaning that we can only offer this option to you if you visit our store to pick up your BCS goods. Also, THE SHEFFIELD FINANCING IS ONLY AVAILABLE ON BCS-BRAND PRODUCTS. If you would be purchasing other brands of implements (Berta, R2 Rinaldi, Caravaggi, etc) those would not qualify for Sheffield financing.
Sheffield offers several different plans with various APR rates, and the plans change from time to time…call for details on current plans.
Again: the Sheffield financing program does NOT apply for customers who do not physically visit our store, and ONLY BCS-brand products can be purchased with Sheffield.
ALSO: It is worth noting that since this equipment DOES qualify as “farm equipment”, most Farm Credit agencies will make loans on this type of equipment… So, if none of the above programs work for you, check with a Farm Credit agency or your local Bank about a loan.